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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,603 | $148,623+160.8% | $135,974+185.1% | $139,466+177.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.27% | 79.30%-70.0pp | 68.30%-59.0pp | 373.66%-364.4pp |
| Employer contribution / active EE | $8,070 | $5,246+53.8% | $4,859+66.1% | $4,754+69.8% |
| Participant deferral / active EE | $24,884 | $8,103+207.1% | $7,760+220.7% | $6,712+270.7% |
| Admin fee / account holder | $191,529 | $12,406+1443.9% | $10,767+1678.9% | $11,409+1578.8% |