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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,238 | $160,040+121.3% | $147,096+140.8% | $145,877+142.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.09% | 98.49%-91.4pp | 419.75%-412.7pp | 551.28%-544.2pp |
| Employer contribution / active EE | $7,970 | $5,289+50.7% | $4,936+61.5% | $4,663+70.9% |
| Participant deferral / active EE | $25,812 | $8,429+206.2% | $8,071+219.8% | $6,691+285.8% |
| Admin fee / account holder | $2,101 | $15,050-86.0% | $13,005-83.8% | $13,402-84.3% |