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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,238 | $160,070+121.3% | $147,117+140.8% | $145,897+142.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.09% | 98.69%-91.6pp | 420.54%-413.4pp | 552.29%-545.2pp |
| Employer contribution / active EE | $7,970 | $5,285+50.8% | $4,932+61.6% | $4,663+70.9% |
| Participant deferral / active EE | $25,812 | $8,419+206.6% | $8,065+220.1% | $6,689+285.9% |
| Admin fee / account holder | $2,101 | $15,035-86.0% | $12,993-83.8% | $13,390-84.3% |