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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,384,572 | $102,609+1249.4% | $98,090+1311.5% | $138,895+896.8% |
| Participation rate | 50.0% | 82.8%-32.8pp | 81.5%-31.5pp | 79.9%-29.9pp |
| Annual return | 14.02% | 36.44%-22.4pp | 37.05%-23.0pp | 145.39%-131.4pp |
| Employer contribution / active EE | $2,182 | $3,867-43.6% | $3,606-39.5% | $4,194-48.0% |
| Participant deferral / active EE | $15,575 | $8,167+90.7% | $7,845+98.5% | $6,396+143.5% |
| Admin fee / account holder | $31,806 | $11,434+178.2% | $11,815+169.2% | $12,562+153.2% |