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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,206,557 | $108,897+1008.0% | $100,378+1102.0% | $145,877+727.1% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 17.98% | 58.17%-40.2pp | 49.41%-31.4pp | 551.28%-533.3pp |
| Employer contribution / active EE | $2,187 | $4,420-50.5% | $3,942-44.5% | $4,663-53.1% |
| Participant deferral / active EE | $15,000 | $8,455+77.4% | $8,087+85.5% | $6,691+124.2% |
| Admin fee / account holder | $4,435 | $9,690-54.2% | $7,899-43.9% | $13,402-66.9% |