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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,334 | $76,519-1.5% | $56,025+34.5% | $145,897-48.4% |
| Participation rate | 63.2% | 63.2%-0.1pp | 52.5%+10.6pp | 80.3%-17.1pp |
| Annual return | 11.89% | 3017.03%-3005.1pp | 1712.69%-1700.8pp | 552.29%-540.4pp |
| Employer contribution / active EE | $1,016 | $1,383-26.5% | $1,042-2.4% | $4,663-78.2% |
| Participant deferral / active EE | $4,640 | $2,624+76.8% | $1,955+137.4% | $6,689-30.6% |
| Admin fee / account holder | $241 | $3,331-92.8% | $2,828-91.5% | $13,390-98.2% |