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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,334 | $76,608-1.7% | $56,077+34.3% | $145,877-48.4% |
| Participation rate | 63.2% | 63.2%-0.1pp | 52.5%+10.7pp | 80.3%-17.1pp |
| Annual return | 11.89% | 3009.59%-2997.7pp | 1709.28%-1697.4pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,016 | $1,382-26.4% | $1,040-2.3% | $4,663-78.2% |
| Participant deferral / active EE | $4,640 | $2,624+76.8% | $1,954+137.5% | $6,691-30.6% |
| Admin fee / account holder | $241 | $3,325-92.8% | $2,825-91.5% | $13,402-98.2% |