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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,540 | $102,393-29.2% | $147,041-50.7% | $80,911-10.3% |
| Participation rate | 79.7% | 75.9%+3.9pp | 82.2%-2.4pp | 67.6%+12.1pp |
| Annual return | 20.07% | 134.95%-114.9pp | 419.21%-399.1pp | 35.63%-15.6pp |
| Employer contribution / active EE | $5,328 | $3,715+43.4% | $4,935+8.0% | $2,756+93.3% |
| Participant deferral / active EE | $11,706 | $6,647+76.1% | $8,071+45.0% | $4,297+172.4% |
| Admin fee / account holder | $5,278 | $7,943-33.6% | $13,006-59.4% | $6,935-23.9% |