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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,139 | $93,589-27.2% | $135,942-49.9% | $75,181-9.4% |
| Participation rate | 80.7% | 75.2%+5.5pp | 81.9%-1.2pp | 67.2%+13.5pp |
| Annual return | 25.95% | 30.90%-5.0pp | 68.28%-42.3pp | 160.69%-134.7pp |
| Employer contribution / active EE | $5,208 | $3,537+47.2% | $4,858+7.2% | $2,671+95.0% |
| Participant deferral / active EE | $10,836 | $6,405+69.2% | $7,759+39.7% | $4,126+162.6% |
| Admin fee / account holder | $10,881 | $6,977+56.0% | $10,764+1.1% | $5,650+92.6% |