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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,822 | $124,330-30.2% | $109,173-20.5% | $167,536-48.2% |
| Participation rate | 61.5% | 79.5%-17.9pp | 75.9%-14.3pp | 82.1%-20.6pp |
| Annual return | 14.09% | 26.04%-12.0pp | 25.75%-11.7pp | 478.82%-464.7pp |
| Employer contribution / active EE | $1,345 | $4,209-68.1% | $3,723-63.9% | $4,839-72.2% |
| Participant deferral / active EE | $1,961 | $5,256-62.7% | $4,654-57.9% | $6,342-69.1% |
| Admin fee / account holder | $757 | $7,974-90.5% | $6,755-88.8% | $12,315-93.9% |