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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,557 | $133,998-44.4% | $112,263-33.6% | $134,545-44.6% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -17.55% | 47.17%-64.7pp | 27.49%-45.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $1,555 | $4,040-61.5% | $3,636-57.2% | $4,742-67.2% |
| Participant deferral / active EE | $2,360 | $5,292-55.4% | $4,729-50.1% | $6,401-63.1% |
| Admin fee / account holder | $1,142 | $7,493-84.8% | $6,410-82.2% | $11,431-90.0% |