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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,914 | $75,962-54.0% | $154,111-77.3% | $64,173-45.6% |
| Participation rate | 84.4% | 70.4%+14.0pp | 83.0%+1.3pp | 69.6%+14.8pp |
| Annual return | -0.99% | 30.32%-31.3pp | 735.18%-736.2pp | 7.63%-8.6pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,840 | $3,175+210.0% | $5,081+93.7% | $3,470+183.6% |
| Admin fee / account holder | $1,563 | $5,589-72.0% | $13,411-88.3% | $4,887-68.0% |