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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,841 | $84,236-61.0% | $170,435-80.7% | $70,126-53.2% |
| Participation rate | 83.6% | 70.8%+12.8pp | 83.6%0pp | 69.5%+14.1pp |
| Annual return | 19.23% | 23.06%-3.8pp | 205.94%-186.7pp | 73.15%-53.9pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,432-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $9,977 | $3,086+223.3% | $4,939+102.0% | $3,332+199.4% |
| Admin fee / account holder | $2,677 | $5,698-53.0% | $13,881-80.7% | $4,645-42.4% |