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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,364 | $106,749-69.7% | $145,433-77.7% | $82,448-60.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 27.08% | 27.59%-0.5pp | 66.58%-39.5pp | 41.64%-14.6pp |
| Employer contribution / active EE | $5,005 | $3,444+45.3% | $4,554+9.9% | $2,551+96.2% |
| Participant deferral / active EE | $9,841 | $6,519+51.0% | $7,897+24.6% | $4,139+137.7% |
| Admin fee / account holder | $659 | $8,390-92.1% | $13,129-95.0% | $7,234-90.9% |