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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,364 | $106,864-69.7% | $147,318-78.0% | $82,637-60.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 27.08% | 27.49%-0.4pp | 70.43%-43.4pp | 53.51%-26.4pp |
| Employer contribution / active EE | $5,005 | $3,417+46.5% | $4,593+9.0% | $2,552+96.1% |
| Participant deferral / active EE | $9,841 | $6,496+51.5% | $7,906+24.5% | $4,126+138.5% |
| Admin fee / account holder | $659 | $8,415-92.2% | $13,708-95.2% | $7,339-91.0% |