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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,183 | $175,257-27.4% | $149,717-15.1% | $139,456-8.8% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 13.45% | 166.70%-153.3pp | 134.41%-121.0pp | 373.45%-360.0pp |
| Employer contribution / active EE | $2,491 | $5,477-54.5% | $4,820-48.3% | $4,753-47.6% |
| Participant deferral / active EE | $3,499 | $6,521-46.3% | $5,682-38.4% | $6,711-47.9% |
| Admin fee / account holder | $817 | $16,156-94.9% | $13,213-93.8% | $11,407-92.8% |