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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,344 | $167,362-17.9% | $143,799-4.5% | $134,532+2.1% |
| Participation rate | 70.0% | 84.8%-14.8pp | 80.3%-10.3pp | 81.2%-11.2pp |
| Annual return | 90.78% | 0.47%+90.3pp | -0.04%+90.8pp | 418.27%-327.5pp |
| Employer contribution / active EE | $3,371 | $5,620-40.0% | $4,952-31.9% | $4,741-28.9% |
| Participant deferral / active EE | $4,653 | $6,447-27.8% | $5,638-17.5% | $6,401-27.3% |
| Admin fee / account holder | $1,620 | $18,094-91.0% | $14,677-89.0% | $11,429-85.8% |