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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,262 | $175,259-26.2% | $149,723-13.7% | $139,487-7.3% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.93% | 166.82%-148.9pp | 134.50%-116.6pp | 373.84%-355.9pp |
| Employer contribution / active EE | $1,105 | $5,478-79.8% | $4,821-77.1% | $4,755-76.8% |
| Participant deferral / active EE | $10,461 | $6,522+60.4% | $5,682+84.1% | $6,713+55.8% |
| Admin fee / account holder | $4,855 | $16,158-70.0% | $13,215-63.3% | $11,407-57.4% |