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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,262 | $175,257-26.2% | $149,717-13.7% | $139,456-7.3% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.93% | 166.70%-148.8pp | 134.41%-116.5pp | 373.45%-355.5pp |
| Employer contribution / active EE | $1,105 | $5,477-79.8% | $4,820-77.1% | $4,753-76.7% |
| Participant deferral / active EE | $10,461 | $6,521+60.4% | $5,682+84.1% | $6,711+55.9% |
| Admin fee / account holder | $4,855 | $16,156-69.9% | $13,213-63.3% | $11,407-57.4% |