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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,246 | $183,516-24.1% | $155,534-10.5% | $145,884-4.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.65% | 61.43%-47.8pp | 64.92%-51.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,496 | $5,315-71.9% | $4,675-68.0% | $4,662-67.9% |
| Participant deferral / active EE | $8,795 | $6,467+36.0% | $5,630+56.2% | $6,690+31.5% |
| Admin fee / account holder | $1,129 | $19,293-94.1% | $15,900-92.9% | $13,392-91.6% |