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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $102,422-58.0% | $147,117-70.8% | $80,959-46.9% |
| Participation rate | 73.8% | 75.9%-2.1pp | 82.2%-8.4pp | 67.7%+6.1pp |
| Annual return | 37.23% | 135.16%-97.9pp | 420.54%-383.3pp | 35.67%+1.6pp |
| Employer contribution / active EE | $4,176 | $3,717+12.3% | $4,932-15.3% | $2,757+51.5% |
| Participant deferral / active EE | $8,216 | $6,652+23.5% | $8,065+1.9% | $4,300+91.0% |
| Admin fee / account holder | $10,414 | $7,953+30.9% | $12,993-19.8% | $6,925+50.4% |