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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,065 | $124,980-63.9% | $108,359-58.4% | $154,746-70.9% |
| Participation rate | 54.5% | 75.2%-20.6pp | 70.1%-15.6pp | 80.7%-26.2pp |
| Annual return | 14.09% | 45.00%-30.9pp | 36.89%-22.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $774 | $2,851-72.8% | $2,399-67.7% | $4,379-82.3% |
| Participant deferral / active EE | $2,325 | $4,743-51.0% | $4,137-43.8% | $6,730-65.5% |
| Admin fee / account holder | $1,253 | $11,502-89.1% | $9,741-87.1% | $14,365-91.3% |