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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,906 | $95,917-45.9% | $79,583-34.8% | $134,545-61.4% |
| Participation rate | 28.6% | 75.0%-46.5pp | 69.5%-40.9pp | 81.2%-52.7pp |
| Annual return | -18.94% | -2.70%-16.2pp | 0.16%-19.1pp | 418.37%-437.3pp |
| Employer contribution / active EE | $1,008 | $3,129-67.8% | $2,414-58.2% | $4,742-78.7% |
| Participant deferral / active EE | $3,320 | $4,694-29.3% | $3,986-16.7% | $6,401-48.1% |
| Admin fee / account holder | $3,220 | $9,132-64.7% | $6,835-52.9% | $11,431-71.8% |