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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,968 | $102,696-62.1% | $86,235-54.8% | $139,487-72.1% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.0%-19.0pp | 80.3%-30.3pp |
| Annual return | 16.05% | 1925.91%-1909.9pp | 1170.03%-1154.0pp | 373.84%-357.8pp |
| Employer contribution / active EE | $827 | $3,034-72.8% | $2,381-65.3% | $4,755-82.6% |
| Participant deferral / active EE | $3,634 | $4,679-22.3% | $3,987-8.9% | $6,713-45.9% |
| Admin fee / account holder | $710 | $8,667-91.8% | $6,856-89.7% | $11,407-93.8% |