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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,065 | $112,729-60.0% | $98,716-54.3% | $137,256-67.2% |
| Participation rate | 54.5% | 74.2%-19.7pp | 69.3%-14.7pp | 80.0%-25.4pp |
| Annual return | 14.09% | 38.48%-24.4pp | 31.81%-17.7pp | 220.34%-206.3pp |
| Employer contribution / active EE | $774 | $2,725-71.6% | $2,279-66.0% | $4,156-81.4% |
| Participant deferral / active EE | $2,325 | $4,640-49.9% | $4,048-42.6% | $6,407-63.7% |
| Admin fee / account holder | $1,253 | $10,129-87.6% | $8,703-85.6% | $12,270-89.8% |