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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,398 | $180,749+12.0% | $160,784+25.9% | $137,256+47.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 24.38% | 2234.46%-2210.1pp | 1803.92%-1779.5pp | 220.34%-196.0pp |
| Employer contribution / active EE | $7,896 | $4,155+90.0% | $3,733+111.5% | $4,156+90.0% |
| Participant deferral / active EE | $6,218 | $6,844-9.2% | $6,293-1.2% | $6,407-2.9% |
| Admin fee / account holder | $14,584 | $10,397+40.3% | $9,717+50.1% | $12,270+18.9% |