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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,910 | $102,393-2.4% | $147,041-32.1% | $80,911+23.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 19.90% | 134.95%-115.0pp | 419.21%-399.3pp | 35.63%-15.7pp |
| Employer contribution / active EE | $13,290 | $3,715+257.7% | $4,935+169.3% | $2,756+382.3% |
| Participant deferral / active EE | $11,696 | $6,647+76.0% | $8,071+44.9% | $4,297+172.2% |
| Admin fee / account holder | $3,624 | $7,943-54.4% | $13,006-72.1% | $6,935-47.7% |