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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,823 | $82,674-33.7% | $125,381-56.3% | $68,486-19.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -14.49% | -5.97%-8.5pp | 572.31%-586.8pp | -7.85%-6.6pp |
| Employer contribution / active EE | $15,144 | $3,382+347.8% | $4,815+214.5% | $2,597+483.2% |
| Participant deferral / active EE | $12,624 | $6,111+106.6% | $7,448+69.5% | $4,028+213.5% |
| Admin fee / account holder | $1,280 | $6,277-79.6% | $10,007-87.2% | $5,404-76.3% |