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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,525 | $67,823-97.8% | $52,425-97.1% | $137,256-98.9% |
| Participation rate | 61.1% | 63.9%-2.8pp | 55.6%+5.5pp | 80.0%-18.8pp |
| Annual return | 8.99% | 219.11%-210.1pp | 302.12%-293.1pp | 220.34%-211.4pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $634 | $2,288-72.3% | $1,790-64.6% | $6,407-90.1% |
| Admin fee / account holder | $101 | $2,844-96.5% | $2,495-96.0% | $12,270-99.2% |