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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,961 | $90,489-21.6% | $76,051-6.7% | $145,978-51.4% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.1%+15.5pp | 80.3%+4.3pp |
| Annual return | 7.30% | 622.78%-615.5pp | 360.42%-353.1pp | 550.52%-543.2pp |
| Employer contribution / active EE | $4,304 | $3,319+29.7% | $2,690+60.0% | $4,662-7.7% |
| Participant deferral / active EE | $7,366 | $5,164+42.6% | $4,257+73.0% | $6,690+10.1% |
| Admin fee / account holder | $7,799 | $8,374-6.9% | $6,416+21.5% | $13,400-41.8% |