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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,413 | $102,638-58.7% | $81,982-48.3% | $158,982-73.3% |
| Participation rate | 54.5% | 75.5%-21.0pp | 69.3%-14.7pp | 82.0%-27.4pp |
| Annual return | 12.56% | 61.05%-48.5pp | 41.31%-28.8pp | 302.99%-290.4pp |
| Employer contribution / active EE | $2,622 | $3,241-19.1% | $2,498+4.9% | $4,763-45.0% |
| Participant deferral / active EE | $7,214 | $4,649+55.2% | $3,722+93.8% | $5,983+20.6% |
| Admin fee / account holder | $36,551 | $8,237+343.7% | $5,665+545.2% | $11,252+224.9% |