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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,108 | $148,623-71.7% | $135,974-69.0% | $139,466-69.8% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 20.41% | 79.30%-58.9pp | 68.30%-47.9pp | 373.66%-353.3pp |
| Employer contribution / active EE | $3,281 | $5,246-37.5% | $4,859-32.5% | $4,754-31.0% |
| Participant deferral / active EE | $5,768 | $8,103-28.8% | $7,760-25.7% | $6,712-14.1% |
| Admin fee / account holder | $4,376 | $12,406-64.7% | $10,767-59.4% | $11,409-61.6% |