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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,178 | $165,381-71.5% | $149,730-68.5% | $158,966-70.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.98% | 348.29%-325.3pp | 276.70%-253.7pp | 302.95%-280.0pp |
| Employer contribution / active EE | $2,904 | $5,104-43.1% | $4,645-37.5% | $4,762-39.0% |
| Participant deferral / active EE | $5,705 | $7,182-20.6% | $6,843-16.6% | $5,983-4.6% |
| Admin fee / account holder | $356 | $10,809-96.7% | $9,310-96.2% | $11,250-96.8% |