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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,262 | $168,636-88.6% | $147,617-87.0% | $125,393-84.6% |
| Participation rate | 83.3% | 88.8%-5.4pp | 84.6%-1.3pp | 83.2%+0.1pp |
| Annual return | 38.41% | 77.65%-39.2pp | 61.98%-23.6pp | 282.23%-243.8pp |
| Employer contribution / active EE | $2,717 | $6,252-56.5% | $5,565-51.2% | $4,866-44.2% |
| Participant deferral / active EE | $12,316 | $5,507+123.7% | $4,895+151.6% | $5,351+130.1% |
| Admin fee / account holder | $7,688 | $13,580-43.4% | $11,611-33.8% | $9,541-19.4% |