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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,197 | $181,896-75.7% | $156,551-71.8% | $273,972-83.9% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 8.39% | 30.74%-22.3pp | 32.23%-23.8pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,087 | $6,248-66.6% | $5,501-62.1% | $4,869-57.1% |
| Participant deferral / active EE | $8,061 | $5,550+45.2% | $4,871+65.5% | $5,287+52.5% |
| Admin fee / account holder | $1,909 | $15,560-87.7% | $13,028-85.3% | $10,133-81.2% |