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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,846 | $160,070-65.1% | $147,117-62.0% | $145,897-61.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.72% | 98.69%-89.0pp | 420.54%-410.8pp | 552.29%-542.6pp |
| Employer contribution / active EE | $5,154 | $5,285-2.5% | $4,932+4.5% | $4,663+10.5% |
| Participant deferral / active EE | $6,125 | $8,419-27.3% | $8,065-24.1% | $6,689-8.4% |
| Admin fee / account holder | $970 | $15,035-93.6% | $12,993-92.5% | $13,390-92.8% |