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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,214 | $102,663-36.5% | $86,216-24.4% | $139,466-53.2% |
| Participation rate | 76.5% | 74.5%+2.0pp | 69.0%+7.5pp | 80.3%-3.9pp |
| Annual return | 17.76% | 1924.52%-1906.8pp | 1169.42%-1151.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,875 | $3,035-5.3% | $2,382+20.7% | $4,754-39.5% |
| Participant deferral / active EE | $3,901 | $4,677-16.6% | $3,986-2.1% | $6,712-41.9% |
| Admin fee / account holder | $360 | $8,663-95.8% | $6,853-94.7% | $11,409-96.8% |