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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,178 | $162,821-62.4% | $133,978-54.3% | $158,982-61.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.80% | 41.95%-28.1pp | 45.10%-31.3pp | 302.99%-289.2pp |
| Employer contribution / active EE | $2,328 | $4,976-53.2% | $3,919-40.6% | $4,763-51.1% |
| Participant deferral / active EE | $4,021 | $5,910-32.0% | $5,047-20.3% | $5,983-32.8% |
| Admin fee / account holder | $2,769 | $11,742-76.4% | $8,930-69.0% | $11,252-75.4% |