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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,437 | $201,259+32.4% | $184,200+44.6% | $145,959+82.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 3.93% | 28.98%-25.1pp | 28.80%-24.9pp | 561.95%-558.0pp |
| Employer contribution / active EE | $3,856 | $7,018-45.1% | $6,424-40.0% | $4,661-17.3% |
| Participant deferral / active EE | $11,937 | $9,806+21.7% | $9,132+30.7% | $6,689+78.5% |
| Admin fee / account holder | $551 | $16,372-96.6% | $13,907-96.0% | $13,398-95.9% |