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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,142 | $209,874+89.7% | $189,537+110.1% | $167,536+137.6% |
| Participation rate | 90.9% | 88.7%+2.2pp | 87.8%+3.1pp | 82.1%+8.8pp |
| Annual return | 17.89% | 748.61%-730.7pp | 555.34%-537.4pp | 478.82%-460.9pp |
| Employer contribution / active EE | $16,359 | $6,913+136.6% | $6,161+165.5% | $4,839+238.1% |
| Participant deferral / active EE | $18,918 | $8,934+111.8% | $8,220+130.1% | $6,342+198.3% |
| Admin fee / account holder | $910 | $14,299-93.6% | $12,048-92.4% | $12,315-92.6% |