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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,662 | $197,637+71.4% | $177,848+90.4% | $158,982+113.0% |
| Participation rate | 81.8% | 88.5%-6.7pp | 87.7%-5.9pp | 82.0%-0.1pp |
| Annual return | 26.13% | 58.77%-32.6pp | 48.33%-22.2pp | 302.99%-276.9pp |
| Employer contribution / active EE | $15,386 | $6,698+129.7% | $5,919+160.0% | $4,763+223.0% |
| Participant deferral / active EE | $17,709 | $8,405+110.7% | $7,714+129.6% | $5,983+196.0% |
| Admin fee / account holder | $641 | $15,406-95.8% | $12,431-94.8% | $11,252-94.3% |