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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,422 | $176,794+47.9% | $146,647+78.3% | $167,553+56.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 9.28% | 24.04%-14.8pp | 22.75%-13.5pp | 478.89%-469.6pp |
| Employer contribution / active EE | $3,562 | $5,161-31.0% | $4,137-13.9% | $4,840-26.4% |
| Participant deferral / active EE | $5,468 | $6,440-15.1% | $5,506-0.7% | $6,343-13.8% |
| Admin fee / account holder | $5,594 | $13,262-57.8% | $10,281-45.6% | $12,316-54.6% |