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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,023 | $162,821-75.4% | $133,978-70.1% | $158,982-74.8% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 14.44% | 41.95%-27.5pp | 45.10%-30.7pp | 302.99%-288.6pp |
| Employer contribution / active EE | $2,460 | $4,976-50.6% | $3,919-37.2% | $4,763-48.4% |
| Participant deferral / active EE | $5,214 | $5,910-11.8% | $5,047+3.3% | $5,983-12.9% |
| Admin fee / account holder | $1,348 | $11,742-88.5% | $8,930-84.9% | $11,252-88.0% |