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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,903 | $148,582-49.6% | $135,942-44.9% | $139,456-46.3% |
| Participation rate | 46.2% | 83.9%-37.7pp | 81.9%-35.8pp | 80.3%-34.2pp |
| Annual return | 18.95% | 79.26%-60.3pp | 68.28%-49.3pp | 373.45%-354.5pp |
| Employer contribution / active EE | $1,487 | $5,245-71.6% | $4,858-69.4% | $4,753-68.7% |
| Participant deferral / active EE | $4,441 | $8,101-45.2% | $7,759-42.8% | $6,711-33.8% |
| Admin fee / account holder | $2,847 | $12,402-77.0% | $10,764-73.6% | $11,407-75.0% |