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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,846 | $165,361-66.8% | $149,715-63.4% | $158,950-65.5% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 17.87% | 348.24%-330.4pp | 276.66%-258.8pp | 302.91%-285.0pp |
| Employer contribution / active EE | $2,372 | $5,103-53.5% | $4,645-48.9% | $4,762-50.2% |
| Participant deferral / active EE | $6,202 | $7,182-13.6% | $6,842-9.4% | $5,983+3.7% |
| Admin fee / account holder | $1,344 | $10,808-87.6% | $9,310-85.6% | $11,248-88.1% |