Filed December 5, 2024
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,723 | $57,119-20.0% | $85,187-46.3% | $80,935-43.5% |
| Participation rate | 65.0% | 56.4%+8.6pp | 67.5%-2.5pp | 67.7%-2.7pp |
| Annual return | 16.50% | 21.70%-5.2pp | 66.67%-50.2pp | 35.66%-19.2pp |
| Employer contribution / active EE | $3,697 | $1,802+105.2% | $2,732+35.3% | $2,757+34.1% |
| Participant deferral / active EE | $6,212 | $3,115+99.4% | $4,525+37.3% | $4,299+44.5% |
| Admin fee / account holder | $1,681 | $4,990-66.3% | $6,162-72.7% | $6,924-75.7% |