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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,089 | $84,233-39.3% | $170,444-70.0% | $70,131-27.2% |
| Participation rate | 62.1% | 70.8%-8.8pp | 83.6%-21.5pp | 69.5%-7.5pp |
| Annual return | 21.64% | 23.06%-1.4pp | 205.94%-184.3pp | 73.14%-51.5pp |
| Employer contribution / active EE | $1,180 | $3,387-65.2% | $5,433-78.3% | $2,342-49.6% |
| Participant deferral / active EE | $1,956 | $3,086-36.6% | $4,939-60.4% | $3,332-41.3% |
| Admin fee / account holder | $533 | $5,698-90.7% | $13,881-96.2% | $4,645-88.5% |