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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,772 | $91,198-67.4% | $178,503-83.3% | $79,856-62.7% |
| Participation rate | 43.5% | 69.2%-25.7pp | 81.9%-38.5pp | 69.6%-26.2pp |
| Annual return | 22.54% | 24.20%-1.7pp | 151.12%-128.6pp | 31.71%-9.2pp |
| Employer contribution / active EE | $1,622 | $3,257-50.2% | $5,011-67.6% | $2,471-34.4% |
| Participant deferral / active EE | $2,388 | $3,237-26.2% | $5,202-54.1% | $3,741-36.2% |
| Admin fee / account holder | $2,463 | $6,748-63.5% | $13,987-82.4% | $5,306-53.6% |