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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,281 | $108,911-43.7% | $100,392-39.0% | $145,884-58.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.07% | 58.23%-40.2pp | 49.45%-31.4pp | 551.85%-533.8pp |
| Employer contribution / active EE | $3,236 | $4,420-26.8% | $3,941-17.9% | $4,662-30.6% |
| Participant deferral / active EE | $9,125 | $8,459+7.9% | $8,090+12.8% | $6,690+36.4% |
| Admin fee / account holder | $376 | $9,698-96.1% | $7,904-95.2% | $13,392-97.2% |