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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,245 | $144,130-45.7% | $117,861-33.6% | $147,586-47.0% |
| Participation rate | 40.0% | 83.4%-43.4pp | 79.7%-39.7pp | 82.8%-42.8pp |
| Annual return | 18.65% | 531.20%-512.6pp | 335.11%-316.5pp | 578.59%-559.9pp |
| Employer contribution / active EE | $1,397 | $4,897-71.5% | $3,786-63.1% | $4,876-71.4% |
| Participant deferral / active EE | $4,795 | $5,316-9.8% | $4,482+7.0% | $5,439-11.8% |
| Admin fee / account holder | $401 | $10,887-96.3% | $8,021-95.0% | $10,886-96.3% |