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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,671 | $57,140+135.7% | $85,240+58.0% | $80,959+66.3% |
| Participation rate | 93.8% | 56.4%+37.3pp | 67.5%+26.2pp | 67.7%+26.1pp |
| Annual return | 12.08% | 21.71%-9.6pp | 66.75%-54.7pp | 35.67%-23.6pp |
| Employer contribution / active EE | $7,694 | $1,802+327.0% | $2,735+181.3% | $2,757+179.1% |
| Participant deferral / active EE | $1,206 | $3,115-61.3% | $4,527-73.4% | $4,300-72.0% |
| Admin fee / account holder | $1,754 | $4,992-64.9% | $6,165-71.5% | $6,925-74.7% |