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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,947 | $59,107+1.4% | $86,439-30.6% | $68,495-12.5% |
| Participation rate | 39.5% | 75.2%-35.7pp | 80.3%-40.8pp | 67.9%-28.4pp |
| Annual return | -17.75% | -0.23%-17.5pp | 4395.55%-4413.3pp | -7.84%-9.9pp |
| Employer contribution / active EE | $1,941 | $2,519-23.0% | $3,769-48.5% | $2,596-25.3% |
| Participant deferral / active EE | $3,125 | $5,901-47.1% | $6,952-55.1% | $4,028-22.4% |
| Admin fee / account holder | $5,068 | $5,637-10.1% | $6,732-24.7% | $5,403-6.2% |