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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,491 | $70,486-4.2% | $100,528-32.9% | $79,852-15.5% |
| Participation rate | 53.6% | 73.6%-20.1pp | 79.4%-25.8pp | 69.6%-16.1pp |
| Annual return | 19.15% | 21.90%-2.7pp | 30.90%-11.7pp | 31.72%-12.6pp |
| Employer contribution / active EE | $2,216 | $2,165+2.4% | $3,419-35.2% | $2,471-10.3% |
| Participant deferral / active EE | $3,534 | $5,182-31.8% | $6,271-43.6% | $3,740-5.5% |
| Admin fee / account holder | $836 | $4,480-81.3% | $8,084-89.7% | $5,306-84.3% |